• Remain calm
• Call Police and an Ambulance (if necessary)
• Do not admit liability or fault
• Exchange information with other parties
• Contact KW Insurance Brokers to report your accident or loss.
  We are available from Monday-Thursday (9:00 a.m. to 5:00 p.m.), Friday (9:00 a.m. to 4:30 p.m.)
  at (519) 744-4190.

The Highway Traffic Act requires all accidents in which there are injuries, vehicle damage, or damage to any highway property to be reported to police. They will advise you to either remain at the scene of the accident or report to the Collision Reporting Centre at 200 Maple Grove Road, Cambridge, Ontario.

Make sure you exchange the following information with the other party involved:

• Name and address of drivers
• Driver's license number
• Vehicle Plate Number
• Insurance Company and policy number
• Name and address of owner of vehicles

A hit and run accident must be reported to the police within 24 hours.
After you have called the police, contact KW Insurance Brokers to report your accident or loss.

Keeping your personal safety and the safety of others first, take appropriate steps to minimize property damage. It is very important that you try your best to minimize the damages.

An example of this would be to seal up a broken window either with heavy duty plastic or wood to prevent further wind, rain or snow damage to the contents inside the dwelling. Or, in the case of a broken water pipe, it will probably be necessary to shut the water to the entire house until the leak is repaired. It may also be as simple as soaking up the water with towels, or using a wet/dry vacuum to suck up standing water.
^*Do not, however, take steps on your own if the water contains sewage, such as from a toilet backup. The bacteria in the water can be very dangerous and needs to be dealt with using proper protective equipment. Also, if you suspect that water is in contact with live electrical wires, do not proceed any further and again contact a professional.
As soon as possible, move contents above or away from the water, either by moving them to another room or by lifting them and setting plastic or even small blocks of wood underneath. Pay particular attention to cardboard and paper products, which absorb water very rapidly, and also to wood furniture. Improper or incomplete drying can result in a variety of unpleasant consequences, now and well into the future.

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