As a business owner, protecting your assets is important.
Did you know?
No matter what type of business you run, liability insurance is one of the most important parts of your business insurance. Without it you could be held responsible financially if you’re found liable for injuries or property damage caused by:
- Your product
- Accidents on your property
- Accidents caused by your operation
- Accidents at your customer’s location
Most Nurse Practitioners in Ontario don’t have the protection they need. Your Association Insurance likely does not include commercial general liability insurance or coverage for your business property.
We’ve created our Nurses Commercial Insurance Program to protect you against these costly risks as well as to offer you optional property coverage that will cover your business property against physical loss or damage.
With 3 packages to choose from we offer affordable coverage above and beyond your Association Insurance, as well as the peace of mind that comes with knowing you’re protected against the unexpected.
| Option 1 | |
| Contents of Every Description Including Flood and Earthquake* | $10,000 |
| On/Off premises endorsement | As Per Attached |
| Misc Property Floater | $25,000 |
| Profits – ALS (18 Months) | Included |
| 3D Crime Including Employee Dishonesty | $10,000 |
| Commercial General Liability | $2,000,000 |
| Tenants’ Legal Liability | $500,000 |
| Non Owned Auto | $2,000,000 |
| Legal Liability for damage to Hired Automobile | $50,000 |
| Advertising Liability | $2,000,000 |
| DAS (Legal Advice) | Included |
| Padlock – Cyber & Data Protection | Included |
| Total Premium | $700 |
*Flood coverage excluded in AB, Earthquake coverage excluded in BC
| Option 2 | |
| Misc Property Floater | $25,000 |
| Commercial General Liability | $2,000,000 |
| Tenants’ Legal Liability | $500,000 |
| Non Owned Auto | $2,000,000 |
| Legal Liability for damage to Hired Automobile | $50,000 |
| Advertising Liability | $2,000,000 |
| DAS (Legal Advice) | Included |
| Padlock – Cyber & Data Protection | Included |
| Total Premium | $525 |
| Option 3 | |
| Commercial General Liability | $2,000,000 |
| Tenants’ Legal Liability | $500,000 |
| Non Owned Auto | $2,000,000 |
| Legal Liability for damage to Hired Automobile | $50,000 |
| Advertising Liability | $2,000,000 |
| DAS (Legal Advice) | Included |
| Total Premium | $400 |
Properly insuring your home-based entrepreNURSEship is crucial to protecting both your business and your home. At KW Insurance Brokers, we understand the small business owner’s personal and business needs, and can help you tailor coverage that’s as unique as the products and services you provide.
Contact us today at (519) 744-4190 or email info@kwbroker.ca to learn more about how we can help you insure your livelihood. Or fill out an application form today.
Our Advantages:
- Very competitive pricing
- Industry-leading, 24-hour claims service with personal contact following the report of a claim
- Three convenient packages to choose from so you get the right coverage you need
Coverage Details:
- Property floater: theft for your business tools/equipment/laptop while visiting patients’ homes
- Premises Liability Coverage: For Occurrence’s that are not ‘Professional’ related. An example would be a trip/fall over your equipment left on the floor
- DAS: protects your business from costly legal expenses such as Legal Defense, Small Claims Court Contract Dispute & Debt Recovery and includes unlimited Telephone Legal Advice Service
- Padlock: Industry-leading cyber and data breach coverage designed specifically for small businesses